Julienne is an artist with 25 museum exhibitions in eight and a half years. She and Keith wanted to keep their home and their lifestyle without the big monthly mortgage payment, and to travel to her shows together. Here's how it went, in their own words.
“Here's a way we can stay in the house, continue our lifestyle, but without the big monthly mortgage payment.”
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Full transcript: Julienne & Keith
She's going to be doing more art shows around the world. And he's going to be coming with me. He's never… I've had 25 museum exhibitions in eight and a half years, and he hasn't been to one that's out of the country, because they're very expensive.
Actually, Keith presented it to me. I heard about this sort of thing about five or six years ago, and I thought it was for people that were older than we were. But here we are.
The key factor is if we wanted to continue paying the existing mortgage, or we could use that money for other things.
Yeah, I think of it another way. I think of it like this. If we wanted to continue living the lifestyle we were living, we either had to do something drastic or, you know, live differently. So I gave up the studio. There was nothing else to give up except to move out of the house. And I'm at the high point of my career.
And then all of a sudden, you know, I think we came to terms with where we were in life in a really deeper way. And by doing that, we realized, like, how much time do you really have left? And what do you… I mean, that's realistic. So what do we want to do with that time? So when this was presented, here's a way we can stay in the house, continue our lifestyle, but without the big monthly mortgage payment.
And I really didn't think that it was for homes over a certain amount. And it wasn't before; it was for lower-priced homes. People think that, I think because of the old reverse mortgage, the mortgage company is going to steal your house eventually and kick you out, which is definitely not the case. Not going to happen.
It takes the pressure off. HomeSafe enables us to not have to worry about a monthly mortgage, and frees us up for things that we want to do, that we can utilize the money for in other areas.
So now, I mean, do you know what it means to me that he can come to Tokyo and see my show?
I hate sushi.
It's huge to me. So I want to share that with him, because of him I'm doing what I'm doing. I'd never be doing it on my own. Let the good times roll.
Transcript lightly edited for readability. Individual experiences vary. Borrowers must live in the home, pay property taxes and homeowners insurance, and maintain it.
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